I’d like to change our relationship with money. I’d like us all to get to know money and be on better terms with it. Because when we make friends with money, and begin to understand it and where it likes to sneak off to, and where it likes to hang out, it is so much easier to get it to stay around – I mean s’rsly, would you spend time with someone who was constantly criticising you? Hope not! Make friends with your cash today!
Those of you who have followed me for a while will know how much I love the kakeibo budgeting journal. Discovering the Japanese art of mastering your money really was a turning point for me.
I learnt to see my money in a new light. No longer something scary or menacing, but something softer and infinitely more malleable. Money’s role in life cannot be overlooked, but you can develop a better relationship with your cash by learning to see it as an ally and not an enemy.
Kakeibo was invaluable in helping me see this, but it isn’t without its flaws, that is to say, one flaw in particular…
Money mindset is such an important issue. I used to be pretty anti-money. You know, the root of all evil, causes more harm than good, if there was no money there would be no war, no famine, no greed…
Thing is, I’ve come to realise that none of these things are actually true:
Money is a tool, a symbol. It’s entirely neutral.
It’s almost the new year! Hear me out – I know, I know, it’s MONTHS away yet…I swear the summer warmth is still clinging to my skin and I’ve barely adjusted to wearing trousers again after the shorts I’ve been living in the past few months, but there is an undeniable feeling of change in the air, and already there are Christmas biscuits lining the aisles of the supermarkets…
You just know this last chunk of the year is going to go by in the blink of an eye. In the run-up to the year’s end, when everything starts to get a little frantic, we often find ourselves putting off the things that matter, safe in the knowledge that before we know it, it’ll be a new year, and we can start afresh with our plans then.
The creation of the kakeibo (pronounced kah-keh-boh), which literally translates as ‘household finance ledger’, is credited to Hani Motoko, Japan’s first female journalist. It was her belief that financial stability is essential to happiness, and in 1904 she published her accounting book designed to help Japanese housewives manage their budgets. In Japanese culture women are usually solely responsible for money management, handling all the families financial affairs. Since it’s publication, the Kakeibo has become an essential part of everyday life in Japan and is fast catching on here in the Western world, here’s why….
It’s the most wonderful time of the year! A time to come together with family and friends, to celebrate and show our love, to share and feast, to dance, sing and be joyful. But it has also become a time of excessive consumption and mass overspending. I LOVE Christmas, truly, I’m still just like a kid, giddy and excitable and hopping up and down in anticipation from now until the day itself, (did I say now? Ok, so, actually I have been hopping up and down for weeks, waiting for it to be “acceptable” to show my colours…)
We had decided to have a pretty scant year this year, trying to save we thought it best to maybe not go abroad at all, but wanderlust got the better of us…”France? Just 2 weeks maybe? We could do it on the cheap…??” So how exactly do you spend a couple of glorious weeks away, particularly with a couple of tweenage consumers in tow, without breaking the bank?
How often do you find yourself reaching payday with nothing left, dipping into your overdraft or putting everyday items onto credit cards? Too often? Then it’s time to take control of your spending!
I just took a week off! Right slap bang in the middle of starting up a blog. Whaaaat? I hear you ask… Like me, I’m sure you have read so much about how hard you need to work if you are taking blogging seriously, how every single spare second will be devoted to writing, and planning, and developing and reading, and growing your business, and you Must.Not.Drop.The.Ball. Evaaaaa.
Thing is, I also see lots of sad tales about people who are diving in and really giving this their all, only to burn out before they have even really begun. People who through only trying to better their lives and provide value to people are crashing and burning in a sea of overwhelm.
Could you be suffering from Imposter Syndrome?
Ever feel like you just won’t cut it as a blogger? Filled with self-doubt? (why would anyone listen to me when there are so many other better-qualified people out there doing this, who have been at it for so much longer?)
Don’t fret! Sounds like you could just be suffering from a touch of Imposter Syndrome…This is a psychological problem which can strike anyone at any time, landing the sufferer flailing in the huge lagoon of I-am-inadequate-and-incompetent, and standing alone in the desolate expanse of I-shall-be-exposed-as-a-fraud land.