• image of a woman turning out empty pockets
    Money,  Money Management,  Money Mindset

    Why You Hate Budgeting (and what you can do about it!)

    Budgeting. For some even the word makes them break out in a cold sweat. Maybe because they tried it and found it too restrictive, or it made them feel poor. Maybe because it’s just so…dull. For others, budgeting “doesn’t work”. So what to do?     Firstly, I’m curious… What does the word ‘budgeting’ mean to you?   Do you picture penny-pinching and going without? Do you envisage a miserly Scrooge-like character, sat in the dark, counting coins by candlelight? Or maybe dullsville spreadsheets and hours spent checking receipts? I…

  • image of two £50 pound notes and some loose pound coins on a wooden background
    Money,  Money Mindset

    How to Develop a Positive Money Mindset

    Money mindset is such an important issue. I used to be pretty anti-money. You know, the root of all evil, causes more harm than good, if there was no money there would be no war, no famine, no greed…   Thing is, I’ve come to realise that none of these things are actually true:   Money is a tool, a symbol. It’s entirely neutral.